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Cash Flow

Saves Capital

Your cash won't be tied up.
Equipment Upgrades

Equipment Upgrades

Obsolete equipment can ruin productivity.
Immediate Need

Immediate Need

Get a critical piece of equipment right away.

The Lincoln Savings Bank Advantage

At Lincoln Savings Bank, our leases are relationship based, not transaction based. You are treated fairly, with no large fees and penalties around each corner. Unlike other traditional leasing companies, we never charge termination or prepayment penalties should you need flexibility during your lease.

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What types of equipment can you lease?

We lease new and used equipment for almost any industry.

  • Agriculture Equipment
  • Manufacturing Equipment
  • Emergency Equipment
    • Fire trucks, Ambulances, Police Vehicles, Structures
  • Street & Sewer Department
    • Vacuum Trucks, Utility Vehicles, Snow Plows
  • School Transportation and Equipment
  • Construction Equipment
  • Information Technology
Learn more

Learn More About Equipment Leasing

Benefits of Leasing Manufacturing

Benefits of Leasing Manufacturing Equipment

If you’re a business that may have limited capital or needs new equipment frequently to stay competitive, exploring your leasing options may be more beneficial. Read more.

Lease vs a Loan

What's the Differences Between a Lease and a Loan

When it comes to acquiring new equipment, businesses have two options ─ either securing a loan to purchase the equipment or leasing it. Read more.

Fire Station

Greene Fire Station Case Study

Read how a small town in Iowa used equipment leasing to fund a fire station structure without issuing a bond. Read more.

Frequently Asked Questions:

[fa icon="plus-square"] How do I know if leasing is right for me?
Leasing can provide more flexibility than any other form of financing due to the many different options available to fit your cash flow needs. We will work with you to determine if a lease is the best financing option for your situation.
[fa icon="plus-square"] Can I lease used equipment?

Yes, you can lease both new and used equipment.

[fa icon="plus-square"] How long does it take to get approval?
Approvals can be as quick as 2 days, and may take up to 10 days.
[fa icon="plus-square"] Are lease payments eligible for an income-tax write off?

In many cases, yes. If the equipment you lease qualifies for the Section 179 tax deduction, you can deduct the monthly payments from your taxable income. Not all types of equipment are eligible, and there are certain IRS requirements that need to be followed. So, make sure to consult with your tax professional.